Commercial Contractors
TAX PLANNING
General contractors, subcontractors, and trade contractors on commercial work juggle percentage-of-completion revenue, retainage, change orders, and multi-state jobs. We map out your tax position before December, pick the accounting method that saves the most without hurting your financial statements, and time equipment purchases and owner pay so each decision is made on purpose, not after the fact.
TAX PREPARATION
Your returns are built from the plan, not from scratch in March. We file S corporation, partnership, and individual returns, handle state filings in every state you work in, and keep the support your bank and surety may ask for. Business and personal returns are done by the same team, so the numbers always tie out.
YOUR TAXES AND YOUR BONDING
On commercial work, your surety reads your financial statements as closely as the IRS does. Some tax moves lower your bill but also cut the equity and working capital that set your bond limits. We weigh both before year end and work with your CPA and bond agent, so you save on taxes without shrinking the jobs you can bid.
ENTITY & OWNER PAY
Commercial contractors often outgrow the structure they started with. The right entity, salary, and equipment ownership can save more than any single write-off, while keeping your balance sheet strong for your surety. We review these every year:
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S corporation, partnership, and LLC structure reviews.
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Reasonable compensation that holds up to IRS scrutiny.
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Salary and distribution planning.
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Retirement plans that lower taxable income.
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Holding company and equipment ownership options.
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Effects on the equity and working capital your surety reviews.
TAX SAVINGS REVIEW
Bid work on tight margins and a missed deduction can wipe out a job's profit. Send us your last business return and this year's job cost reports. We will check your revenue method, retainage, equipment purchases, and owner pay against what commercial contractors your size typically qualify for, then give you a short written list of savings to act on.
